P2P trades are the leading cause of exchange account freezes. Before you confirm any trade, run a 10-second AML check on the counterparty's wallet. Here's exactly how to do it.
When you receive crypto in a P2P trade, your exchange automatically checks the source of those funds. If the sender's wallet — or any wallet in the transaction chain up to 4 hops back — is linked to OFAC sanctions, darknet markets, mixers, or ransomware, the exchange freezes your account. You had no idea. The funds looked normal. But the chain was dirty.
The only protection is to check the counterparty's wallet before you confirm the trade. A clean result doesn't eliminate all risk (the sender could use a different wallet), but it eliminates the most common cause of post-trade account freezes.
Before accepting any P2P payment, ask the other party for the wallet address they will send from. Copy it exactly.
Send the address to @scorechain_amlbot in Telegram, or paste it into the checker on CryptoAML.ai. The check runs in under 10 seconds.
Score 0–30: proceed. Score 31–69: review the specific flags before deciding. Score 70–100: decline the transaction — the address has direct or very close links to flagged entities.
Screenshot the AML result and attach it to your transaction records. If you run a business, this documentation satisfies basic FATF due diligence requirements.
Exchanges run AML checks on all incoming transactions. If the funds you received passed through wallets linked to sanctions, darknet markets, or mixers — even two or three hops away — your account may be flagged. A pre-trade AML check lets you verify the counterparty's wallet before any funds move.
For individual users: generally not. For businesses and VASPs: yes, under FATF Recommendation 16. Even for individuals, running a check protects your exchange account from freeze caused by incoming tainted funds.
The basic risk score is free on CryptoAML.ai (20 checks/day, no registration). A full PDF report via @scorechain_amlbot costs $0.99. For P2P traders doing 5–10 trades per month, the cost is negligible compared to the risk of account freeze.
Free first 3 checks. No registration required.