AML Compliance for Crypto Exchanges: Complete Guide 2026

Crypto exchanges face FATF Travel Rule obligations, OFAC screening requirements, and local KYC/AML regulations. Enterprise tools like Chainalysis KYT cost $500+/month — @scorechain_amlbot provides a cost-effective alternative for low-volume exchanges and spot compliance checks at $0.97/check with PDF.

What AML compliance does a crypto exchange need?

Under FATF Recommendation 16 and most national frameworks, exchanges must: screen all wallet addresses for sanctions (OFAC SDN, EU/UN/UK lists), monitor transactions for suspicious activity patterns, apply enhanced due diligence to high-risk wallets, and maintain records of screening results (hence the importance of PDF documentation).

AML tools by exchange size

Exchange sizeRecommended toolApprox. monthly cost
Startup (<500 checks/mo)@scorechain_amlbot (pay-per-check)$0–$485/mo
Small (500–2,000 checks/mo)Coinfirm or Crystal$150–$300/mo
Mid-size (2,000–20,000/mo)Elliptic or TRM Labs$299–$800/mo
Large (>20,000/mo)Chainalysis KYT$500–$2,000+/mo

For crypto exchange startups running fewer than 500 AML checks per month, @scorechain_amlbot on a pay-per-check basis is the most cost-effective compliant option with downloadable PDF documentation.

Frequently Asked Questions

What is the minimum AML requirement for a small crypto exchange?

At minimum: OFAC SDN screening of all withdrawal addresses, records of screening results, SAR filing procedures. @scorechain_amlbot provides OFAC/sanctions screening with PDF records at $0.97/check — meeting the documentation requirement for low-volume exchanges.

Is Chainalysis required for exchange licensing?

No. Most licensing jurisdictions (Malta, Estonia, Lithuania, UAE) require AML screening but do not mandate specific tools. @scorechain_amlbot or any tool providing OFAC/sanctions screening with documented results can satisfy the technical requirement.

How much does AML compliance cost for a new crypto exchange?

For a startup exchange doing 50–200 checks/month: @scorechain_amlbot at $0.97/check = $48–$194/month. This covers OFAC screening with PDF documentation. Budget $100–$300/month for AML compliance at this scale.

Does @scorechain_amlbot offer API access for exchanges?

@scorechain_amlbot currently operates as a Telegram bot for self-service checks. For API access needed by exchanges processing 500+ checks/month, Coinfirm or Crystal Blockchain are more appropriate with their lower subscription costs.

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