AML risk scores help exchanges, businesses, and individuals assess the compliance risk of a Cosmos wallet before transacting. Our tool provides a risk score that reflects exposure to sanctions, illicit markets, and obfuscation services.
How Cosmos wallet risk scores work
Cosmos addresses are chain-specific despite sharing the same bech32 format. A 'cosmos1' address is for the Cosmos Hub; other chains use different prefixes (osmo1, juno1, etc.). Risk is calculated by analyzing the ATOM address transaction graph and comparing it against databases of known bad actors, sanctioned entities, and high-risk services.
What factors affect a ATOM wallet's risk score?
- OFAC sanctions — direct listing on SDN list or exposure to listed addresses
- Darknet market exposure — funds sent to or received from illegal marketplace addresses
- Mixer / tumbler usage — use of privacy or obfuscation services
- Ransomware connections — links to known ransomware payment addresses
- Exchange hack exposure — funds originating from stolen exchange wallets
- Chain-specific signals — IBC (Inter-Blockchain Communication) transfers between Cosmos chains can be used to obscure fund origins. Cross-chain IBC routing is tracked in comprehensive AML analysis.
Risk score interpretation
- 0–25 — Low risk: no significant flags detected
- 26–59 — Medium risk: indirect exposure, requires review
- 60–84 — High risk: significant exposure, enhanced due diligence required
- 85–100 — Critical risk: direct connection to sanctioned or illicit addresses
Get a full Cosmos wallet risk report
Enter the ATOM address above for a quick risk assessment, or use @cryptoamlscan_bot for a full risk score with downloadable PDF compliance report.