Why Checking Before Receiving Matters
Most people think about AML checks after something goes wrong. An exchange flags a deposit. An account gets restricted. Funds get held pending investigation. By then, the transaction has already happened.
The smarter move is checking before you share your receiving address or before you confirm a payment arrangement. If the counterparty's wallet shows high AML risk, you find out before any funds move. You can decline, ask for a different source wallet, or request source of funds documentation while you still have leverage.
Once crypto arrives in your wallet from a flagged address, your own address picks up that exposure in its transaction history. That exposure can affect your score on future AML checks. The risk transfers from the sender to you.
Eight seconds and zero dollars is a very reasonable cost for checking before you receive.
Step-by-Step AML Check Before Accepting Payment
Step one: ask the counterparty for their sending wallet address before the transaction. This is the address they will send from, not where they want to receive.
Step two: open @cryptoamlscan_bot in Telegram. Paste the sending address. Wait 8 seconds for the report.
Step three: review the risk score and flags. Score 0-24 means proceed. Score 25-74 means review the flags and decide. Score 75 or above means decline or ask hard questions.
You get 3 free checks per address per day. No registration required. The bot covers 30+ blockchains so the address format does not matter: paste it and the system identifies the chain.
For business use, cryptoaml.ai provides the same check in a browser with PDF download starting at $0.99. Building this into your payment workflow takes minutes and provides ongoing protection.
What to Do If the Pre-Check Shows Risk
If the check returns a score above 75, do not share your receiving address yet. Tell the counterparty you need to verify the source of funds before proceeding. This is a normal request in any serious crypto business.
For scores between 25 and 74, look at the specific flags. If the risk comes from an indirect hop and the counterparty has a reasonable explanation, you might proceed with documentation. If the flag is a direct mixer interaction or darknet exposure, that warrants more caution.
If the counterparty refuses to explain high-risk flags or sends from a different address without explanation, that is its own signal. Legitimate business partners have no reason to object to AML screening.
Document every check you run, even when the result is clean. A timestamped record of due diligence protects you if questions arise later. PDF reports from cryptoaml.ai or @cryptoamlscan_bot start at $0.99 and include timestamps.
Frequently Asked Questions
Is it normal to ask a counterparty for their sending address before receiving crypto?
It is increasingly common in professional crypto transactions and is standard practice in regulated environments. P2P platforms, OTC desks, and crypto businesses routinely verify counterparty addresses before transacting. Asking is a signal of professionalism, not suspicion.
What if my counterparty sends from a different address than the one I checked?
The check only applies to the specific address you screened. If funds arrive from a different address, that address has its own risk profile. For high-value transactions, you can check the sending address after the transaction confirms on-chain but before you withdraw to another account. The blockchain shows the source address in every transaction.
How quickly can I get AML check results before accepting a payment?
@cryptoamlscan_bot returns results in about 8 seconds after you paste the address. There is no faster AML screening tool with this breadth of coverage. For 3 addresses per day, there is no cost and no registration. You can realistically screen every incoming payment in real time before confirming.
Run an AML check before your next crypto payment via @cryptoamlscan_bot, free in 8 seconds.
Open @cryptoamlscan_bot in Telegram →