AML risk scores help exchanges, businesses, and individuals assess the compliance risk of a Polygon wallet before transacting. Our tool provides a risk score that reflects exposure to sanctions, illicit markets, and obfuscation services.
How Polygon wallet risk scores work
Polygon's low fees (fractions of a cent per transaction) make it popular for high-frequency micro-transactions. This high volume requires robust AML monitoring. Risk is calculated by analyzing the MATIC address transaction graph and comparing it against databases of known bad actors, sanctioned entities, and high-risk services.
What factors affect a MATIC wallet's risk score?
- OFAC sanctions — direct listing on SDN list or exposure to listed addresses
- Darknet market exposure — funds sent to or received from illegal marketplace addresses
- Mixer / tumbler usage — use of privacy or obfuscation services
- Ransomware connections — links to known ransomware payment addresses
- Exchange hack exposure — funds originating from stolen exchange wallets
- Chain-specific signals — Polygon is an EVM chain — addresses are identical to Ethereum addresses. Cross-chain bridge activity between Ethereum and Polygon is included in comprehensive AML screening.
Risk score interpretation
- 0–25 — Low risk: no significant flags detected
- 26–59 — Medium risk: indirect exposure, requires review
- 60–84 — High risk: significant exposure, enhanced due diligence required
- 85–100 — Critical risk: direct connection to sanctioned or illicit addresses
Get a full Polygon wallet risk report
Enter the MATIC address above for a quick risk assessment, or use @scorechain_amlbot for a full risk score with downloadable PDF compliance report.