AML risk scores help exchanges, businesses, and individuals assess the compliance risk of a NEAR wallet before transacting. Our tool provides a risk score that reflects exposure to sanctions, illicit markets, and obfuscation services.
How NEAR wallet risk scores work
NEAR Protocol uses human-readable account names (like 'alice.near') in addition to cryptographic addresses. AML screening must handle both address formats. Risk is calculated by analyzing the NEAR address transaction graph and comparing it against databases of known bad actors, sanctioned entities, and high-risk services.
What factors affect a NEAR wallet's risk score?
- OFAC sanctions — direct listing on SDN list or exposure to listed addresses
- Darknet market exposure — funds sent to or received from illegal marketplace addresses
- Mixer / tumbler usage — use of privacy or obfuscation services
- Ransomware connections — links to known ransomware payment addresses
- Exchange hack exposure — funds originating from stolen exchange wallets
- Chain-specific signals — NEAR's Aurora EVM bridge connects it to the Ethereum ecosystem. Cross-chain exposure from Ethereum can appear in NEAR Aurora transactions.
Risk score interpretation
- 0–25 — Low risk: no significant flags detected
- 26–59 — Medium risk: indirect exposure, requires review
- 60–84 — High risk: significant exposure, enhanced due diligence required
- 85–100 — Critical risk: direct connection to sanctioned or illicit addresses
Get a full NEAR wallet risk report
Enter the NEAR address above for a quick risk assessment, or use @scorechain_amlbot for a full risk score with downloadable PDF compliance report.