AML Screening for Crypto Exchanges, OTC Desks and Fintechs
From 50 manual checks per day to 1 million automated screens — CryptoAML scales with your business. Exchanges, OTC desks, P2P platforms, and payment processors use our API and @scorechain_amlbot to meet OFAC, FATF, and MiCA requirements without building compliance infrastructure from scratch.
Use Cases by Business Type
AML requirements differ by business model. Here is how each type of crypto business typically uses CryptoAML screening.
Centralized Exchanges (CEX)
10,000–1M+ checks/dayChallenge: Every deposit and withdrawal requires AML screening. High volume demands API integration with sub-10-second response times. Regulatory reporting for multiple jurisdictions simultaneously.
Solution: REST API with batch endpoint handles 1,000 addresses per request. Webhook notifications for high-risk findings. JSON audit logs compatible with compliance reporting tools. @scorechain_amlbot for compliance team manual reviews.
OTC Desks
50–500 checks/dayChallenge: High-value transactions with counterparties who often provide wallet addresses at the last minute. Need to screen quickly without delaying deal execution. Client confidentiality matters.
Solution: @scorechain_amlbot handles OTC team checks in Telegram — paste address, get result in 8 seconds, forward to compliance officer for approval. API available for automated pre-trade screening workflows.
P2P Platforms
1,000–50,000 checks/dayChallenge: Peer-to-peer transactions involve both buyer and seller wallets plus escrow addresses. Need to screen all parties. High fraud risk from unverified counterparties. FATF Travel Rule applies.
Solution: Screen both originator and beneficiary wallets before releasing escrow. API returns risk scores for both wallets simultaneously. Flag mixing services and darknet market exposure that indicate money laundering risk.
Crypto Payment Processors
5,000–100,000 checks/dayChallenge: Payment processors pass funds through multiple wallets. Must screen merchant wallets, customer wallets, and liquidity provider wallets. Merchants demand payment confirmation in seconds.
Solution: Pre-transaction screening via API with 8-second response time. Risk threshold configuration — auto-approve under 30, manual review 30-70, auto-block above 70. Async screening for non-blocking payment flows.
Compliance Auditors
100–10,000 checks/auditChallenge: Auditors need to re-screen historical transaction data, verify client AML procedures, and generate reports showing screening coverage. One-time bulk analysis rather than ongoing monitoring.
Solution: CSV batch upload via @ScorechainAML_bot or API. Process 10,000 historical addresses in minutes. Export results with timestamps, risk scores, and sanction flags. PDF reports available for audit documentation.
Fintech and Neobanks
500–20,000 checks/dayChallenge: Fintechs serving crypto-native users must screen all blockchain transactions while maintaining fast UX. Regulators require documented AML programs. Legal team needs audit trail.
Solution: API integration with configurable risk thresholds. Automatic escalation workflow for high-risk findings. Complete JSON audit logs stored per check for compliance documentation. MLRO dashboard available.
Enterprise Features
For teams processing 5,000+ checks per day or requiring SLA guarantees and compliance documentation.
Dedicated API infrastructure
Isolated processing environment with guaranteed SLA of 99.9% uptime. No shared rate limits with other customers.
White-label reports
AML screening reports branded with your company logo for client delivery or regulatory submission.
Team accounts
Multi-seat access with role-based permissions. Compliance officers, analysts, and admins each with appropriate access levels.
Custom webhooks
Real-time push notifications when screening results exceed your risk thresholds. Integrate with your SIEM or case management system.
Compliance documentation
Audit-ready screening logs with check timestamps, API keys used, addresses screened, and results. 5-year retention by default.
Priority support
Direct Slack channel with compliance and technical team. Response SLA 4 hours for critical issues, 24 hours for standard requests.
Start with a Free Check
@scorechain_amlbot gives your compliance team immediate access to AML screening with no setup. For enterprise volume, request API access.